San Diego Bankruptcy Law Center
Owned and Operated by Attorney Raymond Schimmel
(619) 275-1250 Law0001@msn.com

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About  Attorney Schimmel

Raymond Schimmel is a 1996 graduate of the University of San Diego (USD) School of Law.

He also holds a post-doctoral  masters degree in taxation from USD School of law (LL.M.) and a masters in financial accounting from San Diego State University.

He is licensed as an attorney in California and holds a  CPA license in Colorado.    

He has filed over 500 consumer bankruptcy cases in San Diego and is devoted to the bankruptcy practice area.     

What is Bankruptcy?

Bankruptcy is a legal proceeding in which a person who cannot pay his or her bills can get a fresh financial start.  The right to file bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court.  Filing bankruptcy immediately stops by court order your creditors from seeking to collect debts from you, at least until your debts are sorted out according to law.


What Can Bankruptcy do for me?

1.   Eliminate the legal obligation to pay most or all of your debts in many cases.

2.   Stop foreclosure on your home or mobile home allowing you to catch up on your missed payments.

3.   Prevent repossession of a car or other property, or force the creditor to return property even after it is repossessed in qualifying cases.

4.   Stop wage garnishments, debt collection harassment, and similar actions to collect a debt.

Attorney Schimmel's Approach

Every client is unique!  Time is spent getting to know each client individually.

Bankruptcy practice involves not only applying the law to individual circumstances, but counseling and educating each client so they may make informed choices.